Copyright 2011, MortgageRefinancing.net – Always consult with a licensed mortgage professional before applying for a home loan. While mortgage refinancing can be very beneficial not every home refinance option provides the same benefits so you need to discuss your individual needs and profile with a licensed mortgage professional. Not every homeowner qualifies to refinance nor are all home loan options available depending on where you live. This website is for educational purposes and not an offer to extend financing or promise credit in any way.